ANALISIS PERAN DEWAN PENGAWAS SYARIAH DALAM PERBANKAN SYARIAH

Mega Oktaviany, Muhammad Rizky, Siti Nabila Putri, Zulfa Maula Azhari

Abstract


The Sharia Supervisory Board (DPS) plays a crucial role in ensuring that Islamic banks operate in accordance with Sharia principles. The main functions of DPS include issuing fatwas, approving products, and supervising the implementation of Islamic banking products to ensure they are free from elements of riba, gharar, and maysir. DPS also ensures that every product launched by an Islamic bank complies with Islamic law and does not harm customers or other parties. Although the role of DPS is essential, challenges in Sharia supervision include limited resources, the influence of globalization, and the uneven understanding of Sharia principles among bank management. Best practices in Sharia supervision involve close collaboration between DPS, bank management, and the implementation of adequate information technology to enhance the effectiveness of supervision. Several successful Islamic banks, such as Islami Bank Bangladesh Limited and Bank Islam Brunei Darussalam, have demonstrated that the synergy between DPS and management, along with the adoption of technology, can improve the quality of supervision and the development of Sharia-compliant products. Therefore, it is recommended that DPS continue to enhance its capacity, strengthen collaboration with management, adopt information technology to support more effective supervision, and adapt to globalization and international regulations. 

Keywords : Sharia Supervisory Board, Islamic banking, Sharia compliance, supervision, information technology


Full Text:

PDF

References


Agung, B., & Bin, J. (2016). Peranan Dewan Pengawas Syariah terhadap Praktik Kepatuhan Syariah dalam Perbankan Syariah di Indonesia. Jurnal Hukum IUS QUIA IUSTUM, 113–129.

Ahlun Najar. (2015). PERAN DEWAN PENGAWAS SYARIAH DALAM PERBANKAN SYARIAH. 6.

Atmajaya, R. S., Nashiruddin, M., & AlMubaroq, M. M. (2021). Peran Dewan Pengawas Syariah Dalam Perbankan Syariah. Rayah Al Islam, 2(1), 42–53. https://doi.org/10.37274/rais.v8i2.958

Budiono, A., & Ponorogo, U. M. (2017). Penerapan prinsip syariah pada lembaga keuangan syariah. Jurnal Law and Justice, 2(1), 54–65.

Humaira, C. R. L. (2022). PERAN DAN FUNGSI DEWAN PENGAWAS SYARIAH DALAM PENERAPAN PRINSIP SYARIAH PADA PRODUK PERBANKAN. Jurnal Geuthèë: Penelitian Multidisiplin, 05(01), 51–62.

Ilyas, R. (2021). PERAN DEWAN PENGAWAS SYARIAH DALAM. JPS (Jurnal Perbankan Syariah, 2(1), 42–53. https://doi.org/https://doi.org/10.46367/jps.v2i1.295

ISEO. (2024). Indonesia Sharia Economic Outlook 2018 (Vol. 8).

Latifah, L., & Ritonga, I. (2020). Systematic Literature Review (SLR): Kompetensi Sumber Daya Insani Bagi Perkembangan Perbankan Syariah Di Indonesia. Al Maal: Journal of Islamic Economics and Banking, 2(1), 63. https://doi.org/10.31000/almaal.v2i1.2763

OJK. (2024). Statistik Perbankan Syariah (Issue May).

Patulak, M. R., Tania, M., Pratitha, N. K., & ... (2022). Peran Dewan Pengawas Syariah dalam Perbankan Syariah di Indonesia. … National Seminar on …, 2(7), 294–299.

Salam, A., & Irsyad, S. M. (2020). Peranan Otoritas Jasa Keuangan (OJK) Sebagai Lembaga Muhtasib Dalam Industri Keuangan Syariah di Indonesia. JESI (Jurnal Ekonomi Syariah Indonesia), 9(2). https://doi.org/10.21927/jesi.2019.9(2).73-85

Septiana, P., Zunaidi, A., & Maghfiroh, F. L. (2022). The Sharia Supervisory Board ’ s (DPS) Role in Sharia Compliance in Sharia Banking. Proceedings of Islamic Economics, Business, and Philanthropy, 1(1), 124–134.




DOI: https://doi.org/10.71312/mrbest.v3i2.333


Media Riset Bisnis Ekonomi Sains dan Terapan (MRBEST) Indexed by:

Google Scholar Garuda CrossRef Index Copernicus


Lembaga Penerbit: Taksasila Edukasi Insani
Kontak: Tri Ananto
Alamat Resmi Penerbit: Jl. Cireundeu Raya No.1A, RT.002/ RW.06, Kelurahan Cireundeu, Kecamatan Ciputat Timur, Kota Tangerang Selatan, Banten 15419.


Copyright of Media Riset Bisnis Ekonomi Sains dan Terapan (e-ISSN: 2987-1875 )

BRIN ISSN Barcode ISSN Creative Commons BY-SA

Media Riset Bisnis Ekonomi Sains dan Terapan © 2023 by Taksasila Edukasi Insani is licensed under Creative Commons Attribution-ShareAlike 4.0 International